![]() FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT. ![]() A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-87. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. Some products may not be available in all states and restrictions may apply. All loans subject to underwriting approval. This is not an offer to extend credit or a commitment to lend. Rates, terms, programs, and underwriting policies subject to change without notice. Programs shown may not include all options or pricing structures. However, county loan limits still apply to Veterans who have previously used, and not restored, their VA home loan entitlement to purchase, refinance, or construct a home above 144,000. No guarantee of accuracy is expressed or implied. Effective January 1, 2020, there are no county loan limits for Veterans with full VA home loan entitlement. Liberty FCU mortgage lending product availability may vary based on property location.© 2023 American Pacific Mortgage Corporation. All loan programs, rate terms and conditions are subject to change at any time without notice. The rate may vary depending on each individual’s credit history and underwriting factors. The payment listed does not include property taxes or homeowners insurance, MI is included. A sample monthly payment on a 30-year fixed loan amount, based on a $100,000 purchase price with $3,500.00 down (3.5% minimum down payment required), no points, monthly payments based on an interest rate of 3.75% interest rate, is $463.12. ![]() Loans are subject to credit review and approval. All mortgage rates include Extra Credit Discount. ![]() Rates accurate as of and are subject to change throughout the day. Most recent flood insurance declaration page (if applicable). A VA loan requires no down payment and has no minimum credit score requirements. Most recent hazard insurance declaration page. Most recent mortgage statement (if applicable). Two years federal tax returns, including tax applicable schedules if you are self-employed, have rental income, farm income or additional non-W2 reported income.Īlimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation.Īdditional information may be required such as Divorce decree (if applicable) and/or proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension, or welfare (supporting documentation is required).īalance owed on all liens attached to the property including all mortgages as well as any home equity loans or lines of credit. Most recent W2 and pay stub for all income sources. To use this VA mortgage calculator, enter your loan amount, term, interest rate and start date below to find out what your monthly payments would be. Prior two years employment information including employer contact and dates of employment. Prior two years addresses and dates of residence.ĭriver’s license or state issued identification card.
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